Lewisburg Area School District Policies	Printable version
813 Other Insurance 813. OTHER INSURANCE Proper school district operation requires that adequate basic insurance programs be provided for the protection of the district and employees of the district. The Board has the authority and responsibility to provide adequate insurance coverage to protect the district's interests. Such coverage shall be in accordance with the following guidelines. Liability Insurance for the district shall include coverage for liability as a result of general liability, acts of employees, corporal punishment, disputes with contractors, landlord and tenant difficulties, incidental malpractice, and errors and omission of Board members, administrators, and other employees. Travel Accident Insurance shall include coverage for employees while in the performance of their duties. Health Care Insurance shall include coverage for hospital care, medical-surgical treatment, major medical expenses for regularly employed persons; and dental care and vision care for all applicable employees. Group Life Insurance shall include coverage for applicable employees. In purchasing insurance, the Board shall be guided by the services of an insurance agent, the scope of coverage provided by the policy, the price of the desired coverage, and the assurance of coverage. COBRA In the event of a qualifying event to the employee, as described below, the employer has thirty (30) days to notify the plan administrator of the termination, reduction in hours, or death of the employee.This terminates his/her insurance under the plan. The administrator, once notified, has fourteen (14) days to notify the employee of this right to continue coverage under the Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA). In the event of a qualifying event to a dependent, the employer has fourteen (14) days to notify the dependent of his/her rights to continue coverage after s/he is advised by the employee or dependent that the event has occurred. Qualifying Event of Coverage Duration of Continuance (1) Termination of employ- Up to 18 monthsment (except for gross misconduct) (2) Reduction of the Up to 18 monthsemployee’s hours which results in loss ofcoverage (3) Death of an employee Up to 36 months (4) Divorce Up to 36 months (5) Loss of dependent Up to 36 monthscoverage because employee becomes entitled to Medicarebenefits (6) Dependent child no Up to 36 monthslonger meets definition ofan eligible dependent Terminated employees as outlined above are responsible for the gross rate of premiums charged with an additional two percent (2%) charged for the additional corporate administrative cost.